How to establish Automatic Clearing House (ACH) DEBIT

(Updated February 2016)

 

The carriers’ banks should understand the need for debit filters. There is no requirement that the debit block on behalf of the carriers be removed. The only requirement would be to establish a debit filter. The debit filter allows debit transactions from only a specific sender to access their respective accounts. The filters are established by using the company ID from batch header information which Citibank transmits within the ACH file to the clearing house. This information is received by the account holders’ bank and the company ID acknowledges this data as an acceptable debit.

 

Citibank offers this service is as follows:

 

Block and Filter Descriptions 

  

Debit Block:  

This is the simplest option. A debit block prevents all ACH debits received for the account from posting. Unauthorized debits are automatically returned to the originating (sending) company. Debit Blocks remain in effect until Citibank receives written notification from the account holder to cancel or change the service.

Standing Order Authorization: (filter)  

This option is designed for those clients who want to permit routine, recurring debit transactions to post to their Demand Deposit Account (DDA). The Standing Order filter can be established at the company level.

 

  1. Company Level: This option restricts the identification criteria of the transaction to the sending company’s identification and to a dollar amount limitation (max amount can be applied). Further identification criteria for the transaction are not required. All transactions from the sending company that pass the dollar amount limitation will be accepted.

 

 

Company Name (max 16 bytes) position 5‐20 on the ACH batch header record

Company ID (max 10 bytes) position 41‐50 on the ACH batch header record

CPUC ULTS

7050001096

CPUC DDTP

7050001088

CPUC CHCF A

7020021904

CPUC CHCF B

7050001061

CPUC CTF

7020015831

CPUC CASF

7020001111

 

 

 


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